Premier Credit Union, your member-owned financial institution, is committed to providing you with competitive products and services to meet your financial needs and help you reach your financial goals. We are equally committed to protecting the privacy of our members. Under federal law, we are required to give you this privacy notice. It describes our credit union's privacy policy and practices concerning the personal information we collect and disclose about our members. It also includes information about the parties who receive personal and sometimes nonpublic information from us as we conduct the business of the credit union.
If after reading this notice you have questions, please contact at (866) 273-9938, or write to:
Premier Credit Union
800 9th Street
Des Moines, IA 50309-1202
You can also reach us by E-Mail.
We collect nonpublic personal information about you from the following sources:
We may disclose all of the information we collect, as described above, as permitted by law.
We may disclose nonpublic personal information about you to the following types of third parties:
In order for us to conduct the business of the credit union, we may disclose all of the information we collect, as described above, to companies that perform marketing or other services on our behalf or to other financial institutions with whom we have joint marketing agreements so that we may provide members competitive products and services. We may also disclose nonpublic personal information about you under circumstances as permitted or required by law. These disclosures typically include information to process transactions on your behalf, conduct the operations of our credit union, follow your instructions as you authorize, or protect the security of our financial institution.
To protect our members' privacy, we only work with companies that agree to maintain strong confidentiality protections and limit the use of information we provide to other third parties.
If you terminate your membership with Premier Credit Union, we will not share information we have collected about you, except as may be permitted or required by law.
We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, or procedural safeguards that comply with federal regulations to guard your nonpublic personal information.
Premier Credit Union is committed to protecting the privacy of its members. Members can help by following these simple guidelines:
From our Web sites, we do not knowingly collect or use personal information from children under 13 without containing verifiable consent from their parents. Should a child whom we know to be under 13 send personal information to us, we will only use that information to respond directly to that child, seek parental consent, or provide parental notice. We are not responsible for the data collection and use practices of nonaffiliated third parties to which our Web sites may link.
For more information about the Children's Online Privacy Protection Act (COPPA), visit the FTC Web site: www.ftc.gov
When you visit any web site, your "IP address" is recorded. We collect IP addresses for the sole purpose of tracking information and to compile statistics to help us improve our web site so that its users will find it more helpful and informative. The information is used solely for these analytical purposes and is discarded after use. IP address information is not distributed to third parties.
We also use a technology called "cookies" to customize the site for returning visitors. A cookie is a small piece of data, which is stored on a visitor's PC and later retrieved. For example, you may have noticed that upon returning to a frequently visited web site, you can quickly see the areas of the site you often visit. This is helpful when you return to a site to obtain information from certain sections quickly. Our policy is to use cookies only for these limited purposes.
Ensuring you have a secure online experience is very important. We have taken every security measure possible to ensure the safety and privacy of your funds. When personal or account information is requested, we protect it with the most dependable Internet security devices available. These include firewalls, filtering routers and authentication and encryption technology (commonly called SSL protocol or Secure Sockets Layers).
To provide you with greater access of information, our web site also contains links to other sites. While we hope these organizations join us in respecting your privacy, Premier Credit Union is not responsible for the content or privacy practices of these other web sites.