It's like writing a check, but you enjoy all the convenience of using a credit card. Purchases made with your Debit card are deducted directly from your checking account.
Learn how to protect your debit card while shopping online with MasterCard SecureCode
Call (800) 234-5354 as soon as you realize your card is lost or stolen. We'll cancel it immediately and order you a replacement card.
Disputing a Debit Card Charge
Prior to filing a Credit or Debit Card dispute with Premier Credit Union, you will want to first contact the merchant and attempt to resolve the transaction dispute with them directly. If no resolution can be made with the merchant, you will then want to file a written dispute with MasterCard ® by submitting an email to the credit union with the information listed below. If you have any questions regarding this process, contact the Credit Union at 515-282-1611 and ask to speak with Shirley.
Cardholder's Name:
Cardholder Address:
Member Number:
Telephone Daytime:
Telephone Evening:
Card Number:
Transaction Amount
Purchase Date:
Merchant Name:
Transaction Date:
Dollar Amount:
What efforts have been made in attempt to resolve dispute:
Explanation of why charge is being disputed:
Choosing Debit or Credit When Paying Electronically
Your Premier Credit Union MasterMoney Debit Card displays the MasterCard® logo,
enabling you to use your card anywhere MasterCard is accepted. However, there are two ways to use your Premier MasterMoney Debit Card - as a credit card, or as a debit card. So what's the difference?
When used as a Debit card (PIN Based):
When used as a Credit card (Signature Based):
So, the next time you make a purchase, say, "Credit" when using your Premier
MasterMoney Debit Card. It's better for you and better for your Credit Union!