Business Fee Schedule - effective 2/01/2012
| Monthly Fee with balance over $500 |
No Charge |
| Monthly Fee with balance under $500 |
$10.00/month |
Cleared Check Copy
Online Account Access Cleared Check Copy |
$2.00/item *
No Charge |
| NSF Cleared Item (Check, ATM, Debit, ACH) |
$25.00/item |
| NSF Returned Item (Check, ATM, Debit, ACH) |
$25.00/item |
| Postdated Item |
$25.00/item |
| Stop Payment |
$25.00/request * |
| Items Sent For Collection |
$20.00/item |
| Account Close for Abuse |
$25.00/account |
| Check Printing |
Varies based on style |
| Overdraft Transfer for ACH or Draft Item |
$2.00/Transfer * |
| Overdraft Transfer for ACH Item |
$2.00/Transfer * |
| Below $2000 Minimum Balance |
$10.00/month |
| NSF/Excess Usage Paid Item |
$25.00/item |
| NSF/Excess Usage Returned Item |
$25.00/item |
| Below $500 Minimum Withdrawal |
$25.00/item |
| Stop Payment |
$25.00/item * |
| Check Printing |
Varies based on style |
| Monthly Fee |
No Charge |
| Termination |
10 days written notice or 60-days of non-use without written notice |
| Stop Payment |
$25.00/item |
| Returned Item |
$10.00/item |
| Bill Payment Photocopy |
$10.00/item * |
| Card Replacement Fee |
$5.00 * |
| NSF Item Returned or Cleared |
$25.00 |
| POS Purchases |
$0.50 after 15** |
| ATM Withdrawals |
$0.50 after 15** |
| Card Replacement Fee |
$2.00 * |
| NSF Item Returned |
$25.00 |
| ATM Withdrawals |
$0.50 after 15** |
| Card Issuance |
$3.95/card |
| Card Replacement Card |
$5.00/card |
| Monthly Maintenance ((following 12 months of inactivity) |
$2.50/month |
| Annual Fee |
No Charge |
| Grace Period |
25 days |
| Card Replacement Fee |
$5.00/card * |
| Return Check |
$20.00 |
| Late Payment Fee |
$10.00 |
| Over Limit Charge Fee |
No Charge |
| Balance Transfer Fee |
No Charge |
| Loose Coin Counting |
5% of amount or $1.50, whichever is greater |
| Coin & Currency Orders |
$0.10/$100 ordered |
| Federal Deposit Tax Payment |
$4.00/payment |
| Previously Mailed Paper Statement Copy |
$2.00/month * |
| Account Research (minimum 1 hour) |
$20.00/hour |
| Statement Reconciliation (minimum 1 hour) |
$20.00/hour |
| Domestic Wire Transfer (incoming) |
$10.00/transfer |
| Domestic Wire Transfer (outgoing) |
$20.00/transfer |
| International Wire Transfer (outgoing) |
$40.00/transfer |
| Cashier's Check |
1 free per calendar month -
$5.00 each |
| American Express Traveler's Cheques (single-signature) |
No Charge |
| American Express Traveler's Cheques (dual-signature) |
$.50/$100 |
| Empty Envelope Deposit |
$25.00/envelop |
| Non-member Cashier's Check Issuing |
$5.00/check |
| * Sales Tax |
As applicable |
**15 FREE Debit card - PIN-based purchase and ATM withdraw transactions per month at no charge. Deposit and balance inquiries do not count as a transaction. Once an account reaches 15 transactions within a calendar month, it will be charged a fee of $0.50 for each transaction over 15. Note: FREE, UNLIMITED usage for Credit card - Signature-based transactions with the MasterMoney Debit Card.
Account Disclosures
