Life Insurance
Has your insurance kept up with the changes in your life? If you’re like most people, you probably already own some life insurance…through your employer or insurance you’ve purchased on your own. But it is still enough to cover all your needs? Have you thought about Long Term Care Insurance and Disability insurance to cover you in case you’re sick or hurt and can’t work?
This may sound like it’s all gloom and doom, but it just takes a few minutes to uncover if you and those you love have enough coverage, let a CFS Financial Advisor at Premier Credit Union help to ensure your family is protected:
Personal Needs:
- Death with an outstanding balance mortgage or loan balance
- Spouse outliving a life only pension plan
- Death before reaching personal goals the client wants funded
- Ex. Retirement funding for spouse, child’s education
- Tax-free income
- Disability Insurance
- Long-Term-Care Insurance
Family Needs:
- Death of a primary income earner
- Final expenses
- Dependent income
- Education
- Family goals
- Support of parents
- Wealth transfer/preservation
Business Needs:
- Death of a partner or co-shareholder
- Death of a key employee
- Loss of a key employee to a competitor
- Illiquidity of the business in the event of an owner’s death
- Special situations (e.g. stock repurchases, fund retirement benefits)
Insurance products and services offered through CUSO Financial Services, Inc. (CFS) are Not NCUA/NCUSIF Insured, Not credit union guaranteed and May lose value. Premier Credit Union is affiliated with CFS. Representatives are employees of Premier Credit Union and licensed through CFS.
