Mortgage Loans

More than just a roof over your head. Buying a home is one of the most important purchases you'll ever make. Whether you're a first-time buyer or a seasoned veteran, we'll make it as painless as possible every time.

Premier Credit Union offers highly competitive rates and excellent customer service. These are things you expect from a mortgage lender. Beyond that, we offer you peace of mind - assurance that we will listen to your needs and goals and incorporate those into the advice we give you regarding your mortgage decision. The type of loan you choose and the repayment options will likely determine how comfortably you live today and in the future. Premier Credit Union offers a full array of affordable mortgage options designed just for our member-owners.

• Fixed-rate term mortgages
• Adjustable rate mortgages
• Balloon mortgages
• Down-payment options
• Credit Life & Disability Insurance
• Homeowner Insurance

To find the mortgage loan that best fits your personal needs contact our in house Mortgage Officer Eric.

 Current Mortgage Specials
 

 "5-5-5" Special* 3.99% APR as low as

• 5 year fixed mortgage with option to renew loan for 2 additional 5 year terms at P.C.U. market rates at that time.
• Payments calculated as a 15 year term.
• Processed and serviced by P.C.U.
• 1% origination & additional closing costs.
• Pay only a $500 fee for each additional 5 term year note terms.

"7-7-7" Special 4.49% APR as low as

•  7 year fixed mortgage with option to renew loan for 2 additional 7 year terms at P.C.U. market rates at that time.
• Payments calculated as a 21 year term.
• Processed and serviced by P.C.U.
• 1% origination & additional closing costs.
• Pay only a $500 fee for each additional 7 term year note terms.

For more information call our in house Mortgage Specialist Eric at (515)245-3546 or EricS@PremierCU.org.

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Lending Rates
Insurance Services 

Terms and Condtions

*APR = Annual Percentage Rate. Rates as of 03/01/2010.

5 year loan special has an APR as low as 3.99%, a balloon payment may result at the end of the 5 year term. Payments are amortized on a 15 year term. Rate subject to change and may vary due to credit history. Advertised rate does not include closing costs, origination fee, or appraisal fee.  Limited time only. May be discontinued at any time without notice. Taxes and insurance are member's responsibility. Rates as of 06/01/2009.

7 year loan special has an APR as low as 4.49%, a balloon payment may result at the end of the 7 year term. Payments are amortized on a 21 year term. Rate subject to change and may vary due to credit history. Advertised rate does not include closing costs, origination fee, or appraisal fee.  Limited time only. May be discontinued at any time without notice. Taxes and insurance are member's responsibility.