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Personal Loans and Credit Cards


There are times when you need a loan for personal reasons. You may need extra cash to purchase furniture, pay for auto repairs or medical expenses, or pay for unexpected expenses that life throws your way. Whatever your personal reason, Premier Credit Union can help.

  • Unsecured Personal Loans have no collateral behind the loan. The loan is based solely on your agreement to pay. 
    Apply for a Personal Loan
  • Overdraft Protection Line of Credit puts peace-of-mind behind your Premier Credit Union checking account.
  • Secured Share Loans allow you to borrow against your savings and investment accounts on deposit with Premier Credit Union. This is a great way to build credit for young borrowers who have little or no credit history or for people trying to rebuild their credit history.
  • MasterCard® Credit Cards
    • Classic, Gold or Platinum MasterCard Programs
    • NO annual fee
    • NO over limit fee
    • NO balance transfer fee
    • 25-day grace period on all purchases
    • Online Credit Card Account Access - View your Premier Credit Union credit card statement, activity since your last statement, make payments and more online with MyCardInfo. It's free.
    • Make your Premier Credit Union MasterCard payment directly from your checking or savings account while logged into Online Banking.
    • Pay by Phone, simply call 1-800-234-5354
    • Worldwide acceptance at more than 14 million merchants
    • Instant cash access at ATMs and financial institutions worldwide
    • Free online security and fraud alert protection

1.00% Cash Back Rewards on Gold MasterCard
Premier Credit Union's Gold MasterCard features a 1% Cash Back Reward for every dollar in purchases. Unlike many reward cards which don't start accumulating rewards until you meet a certain threshold, our Gold MasterCard Rewards begin with your first purchase and accumulate through the November billing cycle, at which time your rewards are then credited to your Gold Card account.

  • Enjoy a fixed rate of 10.99%APR*
  • 1% Cash Back Rewards are credited annually in November

*Annual Percentage Rate. 10.99% non-variable rate from date of transaction. Cash Rewards are credited annually on members November credit card statement, and are based on purchases made, minus returns. Dollars will be rounded to the nearest whole dollar amount. Membership eligibility requirements apply. Credit cards offered with approved credit. Some restrictions apply. Please see the credit union for full details and disclosures of the program.

Apply for a MasterCard credit card                                                                                              Request a Balance Transfer
Request a Credit Limit Increase
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Back to School Loans Available

Back to school means expenses! Consider a Back to School Loan from Premier to help with the expense of:
  • Backpacks
  • Supplies
  • Laptops
  • Dorm Room needs
  • Other essential back to school items
Borrow up to $5,000 for as low as 7.99% APR* and take up to 12 months to repay.
 
*APR = Annual Percentage Rate. Rates quoted with all available discounts, subject to change, based on credit history, and effective as of August 1, 2011. Existing signature loans with P.C.U. do not qualify. Payment Example: $1,000 unsecured personal loan for a term of 12 months with a 7.99% APR, the monthly payment will be $86.98. Maximum of $5,000 per borrower. Promotion ends 9/30/11.

 

 

Loans
NCUAEqual Housing Lender