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Premier Credit Union Employer Partners


The Premier Credit Union Advantage

Employers are continually searching for cost-effective ways to enhance their employee benefits. With the help of Premier Credit Union, you can add credit union membership to your list of employee benefits at no cost. By offering Premier Credit Union services as part of your benefits package, both you and your employees win. You enhance the employer-employee relationship by demonstrating to your employees that you care about their financial well-being. Employees experience the Premier Credit Union difference with convenient access to the same financial services available at the "big banks", but with personal service, that sets us apart.

Premier Credit Union is proud to call the following companies and organizations Premier Credit Union Employer Partners.

  • Principal Financial Group and its subsidiaries
  • Sammons Annuity Group
  • The Des Moines Register and its publications
  • Quebecor World Waukee
  • The Members Group
  • Iowa Credit Union League
  • Hearst-Argyle Des Moines (KCCI Channel 8)
  • Beckley Automotive
  • Computility
  • Kabel Business Services
  • Van Ahn Insurance Services
  • Home Builders Association of Greater Des Moines (including association members)
  • NationJob 
  • ING Annuity & Life Ins Co. and Financial Partners
  • Iowa Student Loan Liquidity Corporation
  • Visiting Nurse Services 
What is a Premier Credit Union Employer Partner?
Why become a Premier Credit Union Employer Partner?
What's the difference between a Credit Union and a Bank?
Why should my employees join a credit union?
How does my organization become a Premier Credit Union Employer Partner?
 

What is a Premier Credit Union Employer Partner?

A Premier Credit Union Employer Partner is a company or organization that partners with Premier Credit Union to offer credit union services to its employees as a no cost benefit. We do all the work, provide human resource and enrollment materials and create a true enhancement to your benefits package that is only available to our Employer Partners.

We've got all the tools you need to promote this benefit to your employees. Free posters, brochures, paycheck stuffers, you name it. We're also happy to come on-site and host a series of financial education sessions that coincide with your organization's lunch breaks.



Why become a Premier Credit Union Employer Partner?

Premier Credit Union membership is a great job perk. It costs you nothing to enroll your business or organization and your employees get a lifelong financial partner in Premier Credit Union. We're here to help with every important financial decision your employees will make - from buying a car or home to saving for college or retirement. And you get all the credit, because you provided the benefit.

Your employees experience the Premier Credit Union difference with real personal service and convenient access to financial services such as the following:



What's the difference between a credit union and a bank?

A credit union member is more than a customer. Over 86 million Americans who are credit union members belong to an institution that is unique in the financial world. While there are some similarities between credit unions and banks, certain features are unique to credit unions:

  • Cooperative: No one person or organization owns a credit union. It is owned and governed by its member. As a cooperative, it exists solely to provide members with affordable, convenient financial services. Other financial institutions, such as banks are not cooperatives, don't have members and are owned by individuals or corporate stockholders who may or may not also be the bank's customers.
  • Not-For-Profit: As member-owned cooperatives, credit union earnings, not held as reserves, are returned to members in the form of higher deposit rates, lower lending rates, lower and fewer fees and investment into new products and services.
  • Volunteer Driven: The active involvement of member-owners is the cornerstone of the credit union philosophy. A credit union's policy-making Board of Directors and many of its committees are made up of individuals elected by the members - all of them unpaid. Credit union member-owners have a direct say in the workings of their cooperative because each member has a vote.

Credit unions are tax exempt for good reason. Congress has recognized the unique nature of credit unions since 1937, when it granted them tax-exempt status. They knew then, as now, that credit unions exist to serve their member-owners... and not to create profit for stockholders. This fact was affirmed recently by a Consumer Federation of America study. Credit unions' tax exemption contributions to their identity as non-profits and helps them benefit society as a whole, according to the study conducted in 2003.

Credit unions have worked hard to keep pace with the rapid changes in the financial world. The core values of credit unions remain the same; service to members through cooperative ownership. That makes credit unions unique in the financial world - and an asset to our members' financial lives.



Why should my employees join a credit union?

Volunteer driven...not-for-profit...cooperative owned - three qualities that make credit unions unique. They translate into real benefits for members too. Here are ten reasons how your employees will benefit from credit union membership:

  1. Low or no minimum balances
  2. Lower and fewer fees
  3. Better deposit rates on savings
  4. Lower interest rates on credit cards and loans
  5. Accounts are insured up to at least $250,000 per account owner by the National Credit Union Administration, a U.S. government agency. 
  6. Competitive mortgage rates and home equity loans
  7. Credit counseling
  8. A voice in credit union operations through their vote
  9. "Once a member, always a member" lifetime membership policy
  10. Community outreach
Premier Credit Union, are insured by the NCUA through the National Credit Union Share Insurance Fund (NCUSIF).
 

How does my organization become a Premier Credit Union Employer Partner?

If you'd like more information on becoming a Premier Credit Union Employer Partner, please contact us at (515) 282-1611. We hope to welcome you, your organization and your employees to Premier Credit Union very soon.



 

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