Financial Education Seminars
Premier Credit Union cares about your financial health. From time-to-time we offer financial seminars on various topics that help you manage your personal finances. The following is a list of our financial seminars. Watch our web sites for dates and times when we hold these seminars.
Your Credit Score
What is it and why is it important?
Credit scores are vital to your financial health. Credit Scores affect not only whether you can get credit and what you pay for it, but also may influence whether you are able to rent an apartment, how much you pay for insurance and more. Learn what factors influence your credit score and how you can improve it.
This seminar is also great for teens or young adults with no credit or little credit!
Seminar topics include:
- What is a credit score
- What areas of your life does a credit score affect
- What are the main components of a credit bureau and how a credit score is calculated
- How to improve your credit score
- How to monitor your credit
- Resources on credit
Home Ownership
You may be closer than you think
A home is one of the most important purchases and investments most people will ever make. it. The decision to buy a home is a personal one. Your home is a place that belongs to you. Where memories are made. It is a symbol of stability and achievement. Make your decision to buy your first home or a new home one that you feel good about for a long time.
Seminar topics include:
- Rent vs. buy comparison
- How to qualify for a mortgage
- What is a pre-qualification and a pre-approval
- The importance of your credit and your credit rating
- What a lender does behind the scenes
- Types of mortgages available
Car Buying and Financing
Knowing your options and making smart choices
Investing in a vehicle today means deciding new or used, sorting through financing offers, manufacturer rebate offers and a host of other deals. Is the best value the best price or the best monthly payment? Is taking super low financing or taking a rebate the best choice? The answers may surprise you. Unless you know the facts, you can wind up owning a car other than the one you want, and it can even mean you pay more in the long run.
Seminar topics include:
- Advantages and disadvantages of buying new and used
- Separating the components of the deal - Trade in, Purchase and Financing
- Potential add-on products
- What is a lease and its advantages and disadvantages
If are a Premier Credit Union Employer Partner Representative and would like to schedule a seminar at your office , please email us.
